Lumin Finance is a decentralized peer-to-peer fixed rate lending protocol which incentivizes every stakeholder in the ecosystem. Unlike most DeFi lending protocols, the lender, borrower and staker get rewarded for their participation : -The lender gets a guaranteed fixed APR on the assets he lends -The borrower gets a reward in native $LUMIN token when successfully repaying the loan -Token stakers benefit from fee sharing and have a voting right in the Lumin Finance governance Unique aspects and utilization of the protocol fees create a powerful circulation flow of the token and a deflationary supply : -Buy-Back and Burn (BBB) : 25% of the platform fees are swapped for the $LUMIN token with a subsequent burn of these tokens -Buy-Back and Distribute (BBD) : 25% of the platform fees are swapped for the $LUMIN token and distributed to active borrowers -Fee Sharing : 25% of the platform fees are distributed to all stakers -Treasury Donation : 25% of the platform fees are donated to the Lumin Finance treasury to ensure continued platform development Token distribution $ Vesting https://docs.lumin.finance/_/lumin-token/token-distribution-and-vesting Tokens are fully unlocked! Tech integrations and partners : -Chainlink (Price oracles) -Balancer (DEX) -LayerZero (Cross-chain lending) Initial collateral and lending integrations : -$ARB -$GMX -$PENDLE -$RETH (Rocketpool) -$WSTETH (LIDO) -Usual stablecoins Listing : -December 22nd 2023 -Balancer 80/20 pool -LP APR > 20% * *Needs to go through Balancer governance Upcoming roadmap : -dApp launch within 2 weeks of the launchpad sale -Second liquidity pool on Camelot DEX (depending on amount raised) -https://docs.lumin.finance/_/lumin-token/roadmap Audit : https://github.com/pashov/audits/blob/master/solo/pdf/Lumin-security-review.pdf

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